Cyber Liability and Crime

CYBER LIABILITY AND CRIME

Cyber Liability

What can typically be covered subject to underwriting :

• Loss of data: notification costs, identity & credit monitoring costs, civil liability, data restoration costs
• Cyber extortion
• Cyber business interruption
• 24/7 incident response
• IT Forensics
• Public Relations advice
• Legal advice
• Defence costs, fines & penalties (where legal)

Crime

• Theft from the Insured by anyone (whether employed by them or not)
• Theft by a third party however it is perpetrated
• Damage to money and securities
• Malicious data damage
• Court compensation costs
• Identity fraud
• Commercial disruption
• Telecommunications fraud
• Public utilities fraud
• Public relations consultancy fees
• Costs and contractual penalties