Business Interruption Insurance is an essential component for any business – it ensures continuity and consistency during a potential crisis, giving peace of mind for business owners. It is often underestimated how long it will take to reinstate the business and reach a pre-loss financial position. Cover is usually provided for 12, 24, or 36 … Read More
A hard market can cause knock-on effects for businesses looking to secure renewals, and it’s important for decision makers to understand what those practical impacts for their business might be. Firstly, what is a hard market? Well, a hard market occurs when there is high demand for insurance but less capacity available to offer it. … Read More
It can be tricky to know where to start when accessing insurance services for your small business – that’s why our client-first process makes it easy. We’ve adapted to offer remote meetings and assessments, if required, but equally we’re very happy to visit our clients on their ‘home turf’, as standard. With 3 offices across … Read More
Covid has led to Directors having to make important business decisions in unprecedented circumstances and allegations of wrongful acts are rising – making Directors’ and Officers’ Insurance all the more pertinent. Claims can be made against your business or key personnel within your company and you need to be protected. Wrongful acts include omissions, errors, … Read More
Despite the risks and potential upheaval posed by cyber attacks, many businesses forego the critical requirement for Cyber Liability and Crime insurance until it’s too late. In the current time of home working and hybrid offices, breaches in online security and cyber attacks are on the rise – making Cyber Liability and Crime insurance all … Read More
Insurance brokers bridge the critical gap between you – the client – and the insurance companies. In fact, being independent means we accept no insurance company or private equity investment in us – we work solely with and for you. The numbers of truly independent insurance brokers in South Wales and the West are depleting, and … Read More
Are your insurance costs rising? Across all industries, premiums are increasing to cover the fallout from what’s been described “a perfect storm” of events. Senior Account Executive Julie Heatley-Thomas explains why that’s happened – and how to get the best deal possible using an insurance broker. From the storms of 2020 to the lasting effects … Read More