Why are insurance premiums increasing? – video

June 15, 2021By Paul GardnerFAQs, Latest News No Comments

Are your insurance costs rising? Across all industries, premiums are increasing to cover the fallout from what’s been described “a perfect storm” of events. Senior Account Executive Julie Heatley-Thomas explains why that’s happened – and how to get the best deal possible using an insurance broker. From the storms of 2020 to the lasting effects … Read More

Prescott Jones welcomes Lorna Lyndon to the team

May 4, 2021By Paul GardnerLatest News No Comments

Experienced Insurance Professional Joins Bristol Team Prescott Jones, the independent insurance broker, has announced that Lorna Lyndon has joined as a Commercial Account Executive based at their Bristol office. Lorna has enjoyed a 32 year insurance career, including over twenty years spent with Royal & Sun Alliance before moving into insurance broking 10 years ago. … Read More

Reopening Business Premises Post Lockdown

March 31, 2021By Paul GardnerLatest News No Comments

Reopening Business Premises and Operating Safely Post Lockdown As expectations of a gradual easing of lockdown measures grow, attention is turning to reopening business premises safely. Measures required will depend on your specific business operations but plan ahead. Thought should be given to a detailed check of the premises for any obvious damage to the … Read More

Supreme Court hands down judgment in FCA’s Covid-19 Business Interruption Test Case

January 15, 2021By Paul GardnerLatest News No Comments

The Supreme Court has handed down judgement in the Covid-19 Business Interruption Test Case The Supreme Court has today handed down its judgement in the Covid-19 Business Interruption insurance test case of The Financial Conduct Authority v Arch and Others. The press summary of the judgement can be viewed here https://www.supremecourt.uk/cases/docs/uksc-2020-0177-press-summary.pdf  On first viewing, it … Read More

Merry Christmas and Happy New Year

December 23, 2020By Paul GardnerLatest News No Comments

We have been in awe of the sheer resilience of our clients and the wider business community as they have responded to the challenges of Coronavirus. May we wish you and your families a healthy and restful holiday period.         Our office will be closed between Xmas and the New Year. We … Read More

Malcolm Wallace Joins our Swansea Team

October 15, 2020By Paul GardnerLatest News No Comments

Business Growth Leads to New Appointment We were delighted to secure the services of Malcolm Wallace who joins our commercial team at our Swansea Headquarters. Malcolm joins as a Commercial Account Handler and will provide technical support and servicing to our clients across South Wales. In an insurance career spanning 25 years, Malcolm has worked … Read More

Why insurance premiums are increasing

October 13, 2020By Paul GardnerLatest News No Comments

Insurance Rates and Underwriting 2020 /2021 Lloyd’s of London Chief Executive John Neal has said that the coronavirus pandemic is likely to be the most expensive market event in history dwarfing other major disasters such as Hurricane Katrina in 2005 and the 9/11 terror attacks. There were several factors coming together even before Covid-19 that, … Read More

High Court FCA Business Interruption Wording Judgement

September 17, 2020By Paul GardnerLatest News No Comments

The Financial Conduct Authority (FCA), the UK’s financial conduct regulator, brought court proceedings in July 2020 to test how certain business interruption insurance policies respond to claims arising from Covid-19. The Court has now delivered its judgement and you can find details of it here www.fca.org.uk/publication/corporate/bi-insurance-test-case-judgment.pdf. It is widely recognised that the judgement is complex … Read More